(864) 362-2375
1041 1st Street
$959,000

1041 1st Street, Surf City, NC 28445

3Beds
2Baths
2,288SQFT
0.15Acres
1993YearYear Built

About This Home

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

Location

Key Facts

Status: Active
Type: Residential
Neighborhood: Old Settlers Beach
Waterfront: Yes
Annual Taxes: $7,080
HOA Fees: $0
MLS: Hive
MLS #: 100583279

Features

Single Family Residence
Refrigerator
Electric Range
Microwave

Mortgage Calculator

$4,849Estimated monthly payment

Principal & interest only. Estimate for informational purposes — excludes taxes, insurance, and HOA dues.

History

Current list price: $959,000
Status: Active — For Sale
Recent change: Price reduced
Days on market: 76
Last updated: Sep 2, 2026

Schools

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Listing courtesy of Ward Realty Corp
Source MLS #: 100583279
Last updated: Sep 2, 2026
Listing data is provided for consumers' personal, non-commercial use and may not reflect all real-estate activity in the market. Information is deemed reliable but is not guaranteed.