(864) 362-2375
4074 4th Street
$699,000

4074 4th Street, Surf City, NC 28445

3Beds
3Baths
1,762SQFT
0.18Acres
1986YearYear Built

About This Home

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning at the beach and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom overlooks the canal and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded spot near the water, while the utility room and large storage areas provide plenty of room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat or beach. Step outside and you're just a few steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street brings together what makes Surf City waterfront living so appealing: the Atlantic Ocean within walking distance, approximately 55 feet of canal frontage, your boat in the backyard, generous storage and no HOA.

Location

Key Facts

Status: Active
Type: Residential
Neighborhood: Old Settlers Beach
Waterfront: Yes
Annual Taxes: $7,372
HOA Fees: $0
MLS: Hive
MLS #: 100601423

Features

Single Family Residence
Refrigerator
Dishwasher
Microwave

Mortgage Calculator

$3,535Estimated monthly payment

Principal & interest only. Estimate for informational purposes — excludes taxes, insurance, and HOA dues.

History

Current list price: $699,000
Status: Active — For Sale
Recent change: Price reduced
Days on market: 35
Last updated: Oct 6, 2026

Schools

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Listing courtesy of Coastal Realty Associates LLC
Source MLS #: 100601423
Last updated: Oct 6, 2026
Listing data is provided for consumers' personal, non-commercial use and may not reflect all real-estate activity in the market. Information is deemed reliable but is not guaranteed.